> ## Documentation Index
> Fetch the complete documentation index at: https://guide.recital.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Balances

> Recital tracks balances across banks, accounts, and wallets, giving treasury teams a consolidated view of liquidity

### Why It Matters

* Treasury officers often juggle multiple bank portals and spreadsheets.
* Poor visibility leads to idle cash, overdrafts, or funding shortfalls.
* Finance & Operations teams, as well as regulators require accurate reporting of balances and liquidity positions.

### How It Works

* **Bank Integrations:** Direct connections fetch daily or real-time balances.
* **Consolidated Dashboard:** Balances are displayed across institutions in one view.
* **Alerts:** Notifications warn treasury officers when balances fall below thresholds.

### Example

| Account           | Bank   |      Balance | Currency |
| :---------------- | :----- | -----------: | :------: |
| Ops Account       | Bank A | ₦250,000,000 |    NGN   |
| Settlement Wallet | PSP B  |  \$1,200,000 |    USD   |
| Treasury Account  | Bank C | ₦500,000,000 |    NGN   |

<Info>
  Outcome: Proactive liquidity management, fewer funding surprises, and improved cash utilization.
</Info>